The festive season is almost upon us and although it’s a great time of year for fun and frolics – it’s also the time of year when many accidents that occur in the home could so easily have been avoided.

The following tips are there to help you keep safe this Christmas and to make sure you have a Christmas that you never forget…for all of the right reasons.

1: Do not drink and drive and plan long journeys in advance so you won’t be driving tired. Despite the dangers and all of the reminders at this time of year, it’s startling how many people will not heed this warning – Keep yourself and others safe by not drinking if you are driving.

 

2: If you are considering having a fireworks display either over Christmas or New Year’s then make sure you follow the usual fireworks code and plan a fireworks party well in advance.

 

3: Make sure to keep decorations, cards and other flammable items away from fires and other heat sources such as light fittings. Don’t leave burning candles unattended, make sure you put them out before going out or to bed and do not put candles on Christmas trees

 

4: Beware of trailing cables and wires in the rush to connect new gadgets and appliances, and always read instructions and when plugging in electrical appliances make sure you don’t overload plug sockets.

 

5: Look out for small items that could pose a choking hazard to young children, including parts that have fallen off toys, Christmas trees, small / button batteries and burst balloons

 

6: Make sure that any children's gifts that are bought are for the correct age group and from reputable sources that comply with manufacturer standards (e.g. The Toys (Safety) Regulations 2011)

 

7: Remember to check the batteries in your smoke alarms this year to ensure that all are properly operational.

 

8: The vast majority of fires over Christmas start in the kitchen so make sure that cookers are not left unattended and where possible try to make sure that you leave yourself enough time to prepare and cook Christmas dinner to avoid hot fat, boiling water and sharp knife accidents that come from trying to rush around.

 

9: Over the Christmas period falls are the most common accidents so try to keep clutter to a minimum and make sure that stairs are well-lit and free from obstacles, especially if you have guests.

 

10: Given the cold weather and possible snow and ice that might have accumulated over the winter period, it’s important to make sure that elderly and potentially isolated loved ones are safe over the Christmas holidays. If you are able to visit or make sure that they are safe whilst retaining regular communication with them then this should ensure that they are safe, healthy and well over the Christmas period.  

 

11: Please remember, Christmas novelties are not toys, even if they resemble them on occasions. As ornaments they do not have to comply with the usual toy safety regulations. Give careful thought to where you display them, for example, place them high up on Christmas trees where they are out of the reach of young curious  hands.

 

12: Have fun this Christmas, but try to remain cautious and observant so as to avoid the common hazards and risks that might occur.

 

Belgium Travel Advice

Published: 24 Mar 2016

Belgium Travel Advice

Following the tragic events that took place in Brussels on Tuesday 22nd March the Foreign and Commonwealth Office (FCO) continues to monitor the developing situation on the ground in Belgium as well as provide guidance to the public and insurers alike as to the recommended position in regards to tra...

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Insurance Premium Tax (IPT) Rate Change

Published: 17 Mar 2016

Insurance Premium Tax (IPT) Rate Change

In November 2015, the Standard rate increased from 6% to 9.5%. On 16th March 2016 the Chancellor announced in the budget a further increase of 0.5%, taking the rate to 10%, with effect from 1st October 2016.

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April Thorne 1963-2015

Published: 18 Jan 2016

April Thorne 1963-2015

On 25th December 2015 our dear colleague and Claims Manager April passed away after battling with cancer since midway through 2014.

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Fraud Protection

Published: 14 Jan 2016

Fraud Protection

In their recent cover article ‘Countering Fraud’ (December 2015) for Finance Focus, CFG highlighted the threat posed by fraud to the Charity sector.Fraud can have a massive impact on the stability of a charity. ‘The Resilience to Fraud of the Charity Sector in England and Wales 201...

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D E Ford wins Best People Development Award

Published: 13 Jan 2016

D E Ford wins Best People Development Award

D E Ford defeated strong competition to win Best People Development Award at the 25th Anniversary of the York Press Business Awards.

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Flood Warnings Advice

Published: 13 Jan 2016

Flood Warnings Advice

The recent weather conditions have had a huge impact for many homes, properties and businesses in the North of England, with the wet weather still continuing we have some advice on how to be prepared and what you need to do in the unfortunate event of any damage to your property.  

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Paris Travel Advice

Published: 19 Nov 2015

Paris Travel Advice

Following the tragic events that took place in Paris on Friday 13th November and subsequent developments over the week, the Foreign and Commonwealth Office (FCO) continues to monitor the developing situation on the ground in Paris as well as provide guidance to the public and insurers.

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Carbon Monoxide & Smoke Detector Requirement Changes

Published: 30 Sep 2015

Carbon Monoxide & Smoke Detector Requirement Changes

The Smoke and Carbon Monoxide Alarm (England) Regulations from 1st October 2015.

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Aviva Community Fund Triumph

Published: 16 Sep 2015

Aviva Community Fund Triumph

Representatives from D E Ford, York Vikings Rotary Club and The University of York were excited to be in attendance at the 5th Annual Aviva Community Fund Broker celebration on Tuesday 15th September.

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York Organisations Unite to Win Community Award

Published: 29 Jul 2015

York Organisations Unite to Win Community Award

D E Ford has combined its efforts with two other local organisations  to win an Aviva Community Award for York University’s Prof. Maitland’s research into prostate cancer.

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Tunisia Travel Insurance Advice

Published: 03 Jul 2015

Tunisia Travel Insurance Advice

Following the recent terrible events in Tunisia, insurers have started to try to clarify their position on various travel insurance concerns.  It seems at odds that we should have to think about something as mundane as insurance at this time and our thoughts are with all of those affected and w...

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Legal Privilege

Published: 01 Jul 2015

Legal Privilege

Legal privilege is an intrinsic factor in civil litigation, especially where in-depth investigations relating to potentially high profile/large loss cases are concerned and as such, we encourage all of our clients to make themselves familiar with the broad issues that this subject encompasses as not...

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What you need to know about the CDM Regulation Changes

Published: 09 Jun 2015

What you need to know about the CDM Regulation Changes

The Construction Design and Management Regulations 2015 came into force on 6th April 2015. They set out what people involved in construction work need to do to protect themselves from harm and anyone else the work affects. They will also ensure that future users of the building are safe (e.g. when c...

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Driving Licence Changes - What you need to know

Published: 03 Jun 2015

Driving Licence Changes - What you need to know

As part of an initiative to reduce red tape, the government will introduce new laws that come into place from 8th June 2015 and will impact the ways that critical driver information can be accessed.

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How will the Duty of Candour Affect You?

Published: 27 May 2015

How will the Duty of Candour Affect You?

The Duty of Candour is a new obligation that all providers of Healthcare Services, registered with the Care Quality Commission (CQC) must comply with.

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D E Ford York Press 'Meet the Boss' Interview

Published: 13 May 2015

D E Ford York Press 'Meet the Boss' Interview

As part of the York Evening Press' 'Meet the Boss' interview, this months edition is based on D E Ford's own Chris Greenall.

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It scrums down to this

Published: 06 May 2015

It scrums down to this

As the government drives to boost participation in rugby in English schools, there have been a number of articles in the press raising concern over the safety of the game for children. The sport’s governing body, the RFU, has taken steps to ensure that the game is as safe as possible given the...

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The safety of e-cigarettes

Published: 24 Apr 2015

The safety of e-cigarettes

Over 1 million smokers in the UK have switched to using e-cigarettes and the market is continuing to grow.  Still little is known about any long term health risks and exposure to e-cigarettes for non smokers.  Latest statistics have also shown that there has now been more than 60 fire rela...

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Young talent is on our doorstep - Success of the apprenticeship scheme

Published: 25 Feb 2015

Young talent is on our doorstep - Success of the apprenticeship scheme

At D E Ford we believe in investing in talented people and we are continuously looking at ways we can get the best talent to work with us.  Talent which we believe is on our doorstep. 

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Protecting Your Organisation from Cyber Attacks

Published: 23 Feb 2015

Protecting Your Organisation from Cyber Attacks

Moving at the speed of lightWith cyber attacks becoming increasingly sophisticated, is your organisation ready to act in the event of an attack?

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Ford Risk Management Accepted onto NUS Preferred Supplier List

Published: 04 Aug 2014

Ford Risk Management Accepted onto NUS Preferred Supplier List

It gives us great pleasure to announce that Ford Risk Management has been selected to be the National Union of Students (NUS) preferred supplier of Risk Management services to their extensive membership of Unions across the UK.

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Protecting Your Charity

Published: 08 Jul 2014

Protecting Your Charity

If you are responsible for a charity then the following documents will help you make sure that you are effectively protected. 

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Staying Afloat SME business survival following an incident

Published: 08 Jul 2014

Staying Afloat SME business survival following an incident

What would happen to your business after a significant incident, such as a flood, fire or theft? How would you carry on trading? How would you keep in contact with your customers? Would your profit be affected?

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Property Underinsurance

Published: 17 Jun 2014

Property Underinsurance

Underinsurance of a property continues to be a pertinent issue affecting business owners who have made a claim following damage to their premises. 

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Medical Malpractice

Published: 21 Mar 2014

Medical Malpractice

As you may be aware, the Nursing and Midwifery Council (NMC) has recently announced that from early in 2014 they will require all registered nurses, practicing in the UK, to self declare that they have appropriate indemnity cover in place in order to practice and provide care.

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Protecting Your Charity

Published: 21 Mar 2014

Protecting Your Charity

If you are responsible for a charity then the following documents will help you make sure that you are effectively protected. We have put together a series of documents that include case studies to help make you aware of what cover you require to protect you and your charity. 

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Storm Damage: How To Make An Insurance Claim

Published: 14 Feb 2014

Storm Damage: How To Make An Insurance Claim

The impact following the recent adverse weather conditions that have hit the UK have been well-documented with many homes, businesses and properties reporting claims for damage to interiors and exteriors. 

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12 Safety Tips for Christmas

Published: 20 Dec 2013

12 Safety Tips for Christmas

The festive season is almost upon us and although it’s a great time of year for fun and frolics – it’s also the time of year when many accidents that occur in the home could so easily have been avoided.

[read more]

Christmas cheer comes to York with a little help from D E Ford

Published: 02 Dec 2013

Christmas cheer comes to York with a little help from D E Ford

FATHER Christmas will be making an appearance in York streets from next week as members of the Rotary Club set out to tour the city on their festive float.

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The MOJ Reform: How it will affect you

Published: 29 Nov 2013

The MOJ Reform: How it will affect you

We want to make sure you are aware of the new rules and protocol with the Ministry of Justice Reforms and just what this developments means for you and your organisation. 

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Helping Hands 2013

Published: 19 Nov 2013

Helping Hands 2013

In just 24 hours, over 30 volunteers from D E Ford Insurance Brokers, Ecclesiastical Insurance Company and The Big Ideas Collective took part in Ecclesiastical’s ‘Helping Hands’ community support project, a project which aims to bring together local businesses to offer practical ha...

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Ipad Mini Competition Winner

Published: 18 Nov 2013

Ipad Mini Competition Winner

We are pleased to announce that following our prize draw that occured on 6th November, Ms. Liz Price of The Soldiers, Sailors, Airmen and Families Association Forces Help has been selected at random and is now the lucky owner of a brand new 3G iPad Mini. 

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Cybercrime - Protecting Your Charity

Published: 05 Nov 2013

Cybercrime - Protecting Your Charity

The growth of the internet and its array of services and applications has ensured that with the great openness, connectivity and financial opportunity that being online affords, come two very apparent threats - risk and vulnerability.

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3 Days, 37 organisations, 234 volunteers and a new adventure playground.

Published: 21 Oct 2013

3 Days, 37 organisations, 234 volunteers and a new adventure playground.

As part of the most recent York Cares initiative the volunteers from D E Ford Insurance Brokers once again joined forces with a number of York-based businesses to help with a local project to redevelop a children’s playground in just 3 days.

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New Changes to the RIDDOR Reporting Procedures

Published: 01 Oct 2013

New Changes to the RIDDOR Reporting Procedures

From October 1st there will be some significant changes made to the process of Reporting of Injures, Diseases & Dangerous Occurrences Regulations (RIDDOR) which will affect employers, self-employed workers and premises controllers. 

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Property Owners: Don't Be Caught Out - Part 2 Squatting in Residential Properties is now Illegal

Published: 20 Sep 2013

Property Owners: Don't Be Caught Out - Part 2 Squatting in Residential Properties is now Illegal

If you have any properties, especially vacant ones, you should be aware that you may owe squatters a duty against injury incurred whilst occupying your buildings.

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Property Owners Don't Be Caught Out - Part 3: Declutter Your Property

Published: 27 Aug 2013

Property Owners Don't Be Caught Out - Part 3: Declutter Your Property

In our final bulletin covering the issues affecting property owners we look at the general hazards of storage and site safety.

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York youngsters set sail with D E Ford and York Vikings Rotary Club

Published: 06 Aug 2013

York youngsters set sail with D E Ford and York Vikings Rotary Club

As part of D E Ford’s continuing support of the York Rotary clubs we are delighted to have been able to support the latest York Vikings charitable initiative.

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Property Owners: Don't Be Caught Out - Part 1

Published: 02 Jul 2013

Property Owners: Don't Be Caught Out - Part 1

Never a day goes by without a new story appearing in the news regarding property owners not fulfilling their duties as competent landlords. 

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The MOJ Reform: New Changes from July

Published: 11 Jun 2013

The MOJ Reform: New Changes from July

With effect from 1st August employers and public liability claims will be submitted via an electronic portal by the claimant solicitors.  

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Strict Liability For Work Place Accidents To Be Removed

Published: 07 May 2013

Strict Liability For Work Place Accidents To Be Removed

The Enterprise and Regulatory Reform Bill is now law.The new legislation is aimed at addressing the potential unfairness that arises when an employer is found to be liable to pay compensation to an employee despite having taken all reasonable steps to protect them.

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D E Ford York Community Charity Update

Published: 19 Apr 2013

D E Ford York Community Charity Update

York Community Safety project and Homeless Charities are the latest to receive donations from D E Ford and the York Rotary Clubs.  

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Major Losses - Case Studies to Help You Avoid Claim Scenarios.

Published: 08 Apr 2013

Major Losses - Case Studies to Help You Avoid Claim Scenarios.

D E Ford have produced a handy document filled with case studies of real-life claim scenarios that could affect your organisation. 

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The MOJ Reform - What does it mean to you?

Published: 26 Mar 2013

The MOJ Reform - What does it mean to you?

The latest reforms to civil justice being introduced by the Ministry of Justice come into effect on 1st April 2013.  The idea behind it all is to try and tackle the claims/compensation culture where litigation costs are becoming disproportionate. 

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D E Ford announces its attendance as keynote presenters at the CHASE Exhibition 2013.

Published: 26 Mar 2013

D E Ford announces its attendance as keynote presenters at the CHASE Exhibition 2013.

We are proud to announce that D E Ford will be presenting a keynote presentation at the annual Charities and Associations Exhibition (CHASE) this February. 

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D E Ford amongst the top brokers in the UK

Published: 26 Mar 2013

D E Ford amongst the top brokers in the UK

We are delighted to announce that D E Ford has been included in the Top 100 Independent UK Broker feature compiled by Insurance Age magazine for 2012.

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