Changes to the Ogden Discount Rate 2019

Changes to the Ogden Discount Rate 2019

On Monday, August 5, the ‘Ogden Discount Rate’ was adjusted from -0.75 per cent to -0.25 per cent. The statutory rate was reset by the current Lord Chancellor David Gauke and forms part of the Criminal Damages Act 1996 and forms the basis for calculating personal injury claims. In serious injury cases, claimants will usually […]

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A recent homeless & social welfare case study

Homeless Case Study Homeless charities, like many other third sector organisations, invariably lease properties from a number of individuals and organisations (private landlords, housing associations, councils etc). In turn the charity will then provide accommodation for the people that they work with. As part of an in-depth review for a charity we reviewed their lease […]

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Make sure your charity is protected from Cyber Crime

Ensure your charity is protected from Cyber Crime

With reports of cyber crime growing increasingly year on year, it is essential that your charity is protected, this is where we can help. Download our factsheet with some useful tips and advice on keeping your charity safe. Make sure your charity is protected from Cyber Crime

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Motor & Liability Insurance premiums set to rise on Ministry of Justice changes to compensation rules for seriously injured claimants

Motor & Liability Insurance premiums set to rise on Ministry of Justice changes to compensation rules for seriously injured claimants

The long awaited  reforms to the ‘Ogden Discount Rate’ have now been announced by the Government. The rate is used by courts in England and Wales to determine how much critically injured victims receive in compensation. The idea is that a victim facing future loss of earnings, as well as the costs of future care […]

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Review your Liability Indemnity limits

Why it is important to review your liability Indemnity Limits

We live in an age where levels of litigation have never been higher. Businesses and individuals have an increased awareness of their legal rights, coupled with the relative ease of accessing the UK legal system to pursue a compensatory award where negligence is alleged. The costs attached to the claims themselves are being driven ever […]

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Avoiding a Christmas Claim

As we enter the final few days before Christmas if you are anything like me you will be preoccupied with last minute gift buying, making sure the Christmas food order is complete and planning festive arrangements with friends and family. Many of us wish for a fall of snow to really make the festive season, […]

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bonfire night

Preparing for Bonfire and Firework Events

And so the firework season begins… Fireworks are now used widely across many public, corporate and charity events throughout the season and well into the New Year. If you or your organisation are holding a public or private event where fireworks will be used, it is important to remind those involved of some simple precautions […]

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Driving Licence check

Staff driving your business – by John Goodacre, Account Executive at D E Ford Insurance Brokers

Staff driving your business – are you aware if your employees are driving when banned? If you have employees who drive on behalf of your organisation, how often are you carrying out driving licence checks? The DVLA currently states it is up to you as an employer to check your employee’s driving licences with a […]

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John Goodacre, Commercial Account Executive at D E Ford Insurance Brokers

Is your organisation GDPR ready? by John Goodacre, Account Executive

I’m sure by now you’ve all heard something about GDPR and that it will be coming into effect next month on the 25th May. But what does this mean for your organisation and what should you be doing going forwards? Put quite simply, it could mean a change in the ways in which you collect, […]

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Rain

Flood advice

Given the current rain the country has seen it is important to stay safe and ensure that your homes, properties and businesses are protected. Preparing for these weather conditions can reduce the damage to your property and business as well as save lives. If you live or have a property in a flood risk area, […]

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xCenta Risk Management Portal

Our team of Risk Managers have been busy developing and building a new Microsite portal. Our aim is to update the service to ensure our risk management clients continue to have access to lots of useful risk assessment guidance, case studies, forms and templates.

To access the Resource Portal, please Click Here to log on to our xCenta system.

If you have any questions or are unsure of your Username or Password, please speak directly to our xCenta Support Team on 01777 861829.

Thank you.

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