COVID 19 (Coronavirus) Update for our Clients

We are very conscious of the difficulties and concerns that many of our clients and contacts will be experiencing during the Coronavirus pandemic. We want to reassure our clients of the measures we have taken to ensure that we continue to provide a high level of client service. Our priority is to maintain service to […]

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Cyber Crime

Third Party Cyber Risk – Is your business protected?

A Cyber Security Breaches Survey undertaken in support with the government’s National Cyber Security Programme, reveals that whilst following the introduction of GDPR many businesses are demonstrating more robust protection around customer data, trade secrets and intellectual property most are ignoring the cyber security risk presented by their third-party suppliers. Reducing the chance of a […]

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Electric Vehicle

Current Issues for Insuring Electric Vehicles

The UK has committed to making almost all cars zero-emission by 2050, with many arguing it should be even earlier.  Sales of Electric Vehicles (EV’s) have risen by 70% compared to last year, things are certainly changing, but how could this affect your organisations insurance for a fleet of EV’s? There are certainly several concerns […]

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Make sure your charity is protected from Cyber Crime

Would your business survive the financial consequences of a cyber attack?

Large or small, no business is immune to the threat of Cyber criminals. With an ever-increasing reliance on technology, the consequences of a cyber-attack range from temporarily putting a business out of action to financially destroying it. Business owners often have the misconception that they are adequately protected by: A traditional insurance programme Their IT […]

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Changes to the Ogden Discount Rate 2019

Changes to the Ogden Discount Rate 2019

On Monday, August 5, the ‘Ogden Discount Rate’ was adjusted from -0.75 per cent to -0.25 per cent. The statutory rate was reset by the current Lord Chancellor David Gauke and forms part of the Criminal Damages Act 1996 and forms the basis for calculating personal injury claims. In serious injury cases, claimants will usually […]

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A recent homeless & social welfare case study

Homeless Case Study Homeless charities, like many other third sector organisations, invariably lease properties from a number of individuals and organisations (private landlords, housing associations, councils etc). In turn the charity will then provide accommodation for the people that they work with. As part of an in-depth review for a charity we reviewed their lease […]

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Make sure your charity is protected from Cyber Crime

Ensure your charity is protected from Cyber Crime

With reports of cyber crime growing increasingly year on year, it is essential that your charity is protected, this is where we can help. Download our factsheet with some useful tips and advice on keeping your charity safe. Make sure your charity is protected from Cyber Crime

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Motor & Liability Insurance premiums set to rise on Ministry of Justice changes to compensation rules for seriously injured claimants

Motor & Liability Insurance premiums set to rise on Ministry of Justice changes to compensation rules for seriously injured claimants

The long awaited  reforms to the ‘Ogden Discount Rate’ have now been announced by the Government. The rate is used by courts in England and Wales to determine how much critically injured victims receive in compensation. The idea is that a victim facing future loss of earnings, as well as the costs of future care […]

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Review your Liability Indemnity limits

Why it is important to review your liability Indemnity Limits

We live in an age where levels of litigation have never been higher. Businesses and individuals have an increased awareness of their legal rights, coupled with the relative ease of accessing the UK legal system to pursue a compensatory award where negligence is alleged. The costs attached to the claims themselves are being driven ever […]

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Is your business insured correctly?

As a business owner you can follow a few simple steps to help reduce the possibility of being underinsured. 1. Get up to date valuations Many organisations incorrectly value their property for a variety of reasons. This can include failing to conduct regular reviews of sums insured, not increasing property values after alterations or extensions, […]

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Covid-19 Notification

We are following guidance and trying to ensure that our staff can work from home where possible. If you wish to make contact, please continue to use the direct telephone or email details for your usual contact(s).

If you are making a general enquiry or do not know your service contact(s) please call 01904 784141or send an email to info@deford.co.uk

xCenta Risk Management Portal

Our team of Risk Managers have been busy developing and building a new Microsite portal. Our aim is to update the service to ensure our risk management clients continue to have access to lots of useful risk assessment guidance, case studies, forms and templates.

To access the Resource Portal, please Click Here to log on to our xCenta system.

If you have any questions or are unsure of your Username or Password, please speak directly to our xCenta Support Team on 01777 861829.

Thank you.

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