Changes to the Ogden Discount Rate 2019

Changes to the Ogden Discount Rate 2019

On Monday, August 5, the ‘Ogden Discount Rate’ was adjusted from -0.75 per cent to -0.25 per cent. The statutory rate was reset by the current Lord Chancellor David Gauke and forms part of the Criminal Damages Act 1996 and forms the basis for calculating personal injury claims. In serious injury cases, claimants will usually […]

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A recent homeless & social welfare case study

Homeless Case Study Homeless charities, like many other third sector organisations, invariably lease properties from a number of individuals and organisations (private landlords, housing associations, councils etc). In turn the charity will then provide accommodation for the people that they work with. As part of an in-depth review for a charity we reviewed their lease […]

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Make sure your charity is protected from Cyber Crime

Ensure your charity is protected from Cyber Crime

With reports of cyber crime growing increasingly year on year, it is essential that your charity is protected, this is where we can help. Download our factsheet with some useful tips and advice on keeping your charity safe. Make sure your charity is protected from Cyber Crime

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Motor & Liability Insurance premiums set to rise on Ministry of Justice changes to compensation rules for seriously injured claimants

Motor & Liability Insurance premiums set to rise on Ministry of Justice changes to compensation rules for seriously injured claimants

The long awaited  reforms to the ‘Ogden Discount Rate’ have now been announced by the Government. The rate is used by courts in England and Wales to determine how much critically injured victims receive in compensation. The idea is that a victim facing future loss of earnings, as well as the costs of future care […]

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Review your Liability Indemnity limits

Why it is important to review your liability Indemnity Limits

We live in an age where levels of litigation have never been higher. Businesses and individuals have an increased awareness of their legal rights, coupled with the relative ease of accessing the UK legal system to pursue a compensatory award where negligence is alleged. The costs attached to the claims themselves are being driven ever […]

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Is your business insured correctly?

As a business owner you can follow a few simple steps to help reduce the possibility of being underinsured. 1. Get up to date valuations Many organisations incorrectly value their property for a variety of reasons. This can include failing to conduct regular reviews of sums insured, not increasing property values after alterations or extensions, […]

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Is your jewellery correctly valued?

We are regularly asked ‘how much should I insure my ring/necklace/bracelet/earrings for?’ The truth is if you’ve not had your jewellery valued for a while it may be worth much more than you think.  Many insurers advise for valuations to be undertaken at least every three years, due to the huge fluctuations in the prices […]

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Stockpiling over Brexit Fears? Make sure you inform your Broker

We work with many businesses and it is clear that, as the uncertainty over Brexit doesn’t seem to be going away quickly, that some businesses are looking to stockpiling raw materials and goods, indeed many are already doing so and have been for some time. In terms of robustly protecting the business, this would initially appear […]

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Don’t wait until it’s too late – Brexit Travel Update

With the UK’s exit from the EU dominating the news most days, there are many areas which remain uncertain, one of which being the potential impact around your motor insurance policy. I am sure most of you read the detail of your insurance policy and as such, you will be aware that most UK issued […]

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Storm Caroline and winter weather advice

Staying safe on the roads this winter

Last year’s ‘Beast from the East’ brought travel chaos to the UK, as snow and freezing temperatures impacted both roads and public transport.  Are you prepared if a similar cold snap returns this year?  Reminding both yourself and your employees of the simple measures to take whilst driving in freezing temperatures can help to reduce […]

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xCenta Risk Management Portal

Our team of Risk Managers have been busy developing and building a new Microsite portal. Our aim is to update the service to ensure our risk management clients continue to have access to lots of useful risk assessment guidance, case studies, forms and templates.

To access the Resource Portal, please Click Here to log on to our xCenta system.

If you have any questions or are unsure of your Username or Password, please speak directly to our xCenta Support Team on 01777 861829.

Thank you.

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